5 Important Things to do if Your Employee is Injured on the Job

by Staff Writer

Whether you work at a construction site or an office, there’s always a chance that someone will get hurt. And if that day comes for one of your employees, it’s crucial that you, the employer, know what to do. Here are 5 important things to do if your employee is injured on the job:

  1. Get Medical Help: Seeking immediate medical attention is always the first and most important step to ensuring your employee’s safety and protecting yourself. Call 911 if the injury is life-threatening or requires emergency medical attention. It may not always be clear whether an ambulance or emergency care is necessary, but it’s always better to be safe than sorry. Failing to seek medical assistance for an employee who’s hurt on the job could get you slapped with a lawsuit. Even if the injury does not require emergency attention, you should encourage your employee to get medical care from an approved provider as soon as possible.
  2. Know Your Obligations as an Employer: If you’re unfamiliar with or don’t understand your obligations to an employee who was hurt on the job, now is the time to brush up on this very important information. Remember that injured employees have a right to file a claim, and it’s your responsibility to provide them with a claim form after they’ve informed you about the work-related accident. Then, you will need to report the injury to the workers’ compensation insurance company and provide a copy of the claim form to the employee.
  3. Gather the Facts: In order to clarify disputes about the accident and keep a record, it’s essential that you gather the facts about the injury right away. In addition to the victim’s account, you should also interview witnesses, take photographs, review video footage and collect any other information that will be used on the claim form.
  4. Complete the Employer’s Report of Accident: The employer is also responsible for completing the Employer’s Report of Accident form to cover all bases and tell your side, especially if there is any doubt to the validity of the employee’s claim. This is where your gathered facts will come in handy. After you’ve completed and signed the employer section of the claim form, it should be given to a claims administrator who will handle the nitty-gritty details of workers’ compensation.
  5. Stay On Top of the Claim: Once a claim is filed, it can take up to 90 days for the claims administrator to decide whether to accept or deny an employee’s claim. During this sometimes lengthy process, make sure you stay on top of the employee’s claim paperwork, workers’ compensation and health progression reports. You may want to contact the medical provider to find out about work restrictions, as well as inform both the employee and doctor about temporary or light-duty work during the recovery phase.

This post was contributed by Carol Wilson.

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